How do I know which student account to open?

If you are coming to Keele or already at Keele and want to open a bank account you can compare student bank accounts on-line at several comparison sites, check the links below to compare accounts and find one that best suits your individual needs.

Martin Lewis - Money Saving Expert

Review Centre - Student Accounts

 

What is an overdraft and do I need one?

Overdrafts allow you to borrow up to a certian limit when there is no money in your account, they can be useful for short term cash flow problems, many student accounts offer interest-free overdrafts to students up to a certain amount.

Overdrafts facilities are only available after permission has been given by the bank.  If you go overdrawn without permission or over your agreed overdraft limit you will be charged by your bank.

The bank can recall your overdraft anytime, meaning you will have to pay the overdraft back.

Fore more information about overdrafts have a look at Money Made Clear

What identification do I have to provide to open a bank account?

To open a bank account you will need to prove your identity banks tend to ask for certain documents to do this, download the information below to find out what you can provide.

Proving Your Identity

I am an international Student, how do I open a bank account?

If you are an international student you can open a bank account, you may however not get an overdraft, to check how to open an account and what accounts are available download the information below from the British Bankers Association.